Imagine the cost of replacing all your household keys and locks or even being stranded without your keys.

With Keycare Cover there is a 90% likelihood of keys being reunited with their owner. The emergency helpline is open 24 hours a day, 365 days a year.

Key Features and Benefits:

• Replacement locks, keys and locksmith charges up to €1500.

• Locksmith call out charges where keys are locked inside a vehicle or premises up to €80 (within the €1500 annual limit per registered key fob).

• Cost of public transport or reasonable taxi fares when stranded.

•The cost of reprogramming immobilizers and alarms.

• €10 reward to finder courtesy of Keycare Ireland.

• Emergency helpline 24 hour, 365 days a year.

• No excess to pay

• No claims discount on home and motor policies remains protected.

*Exclusions and Terms and Conditions apply.

This comes in handy if your vehicle breaks down or suffers a puncture. This cover will mean that our Breakdown partner can carry out repairs on the spot.

What is included?

• Roadside assistance for mechanical failure, puncture & lost or stolen keys.
• 24 hours a day, 365 days a year emergency helpline.
• Roadside assistance and if the recovery agent cannot fix your vehicle it will be taken to the nearest garage, other local repairer, or your home address, whichever is closer.
• If you need to have the flat/punctured tyre repaired or replaced we will refund you €25 towards the cost of this repair or replacement upon receipt of supporting invoice.
• In the event your vehicle suffers a breakdown incident or is involved in an accident in mainland Europe, we will refund this cost to you up to a maximum of €500 upon you supplying a receipt for same.
• If your vehicle cannot be repaired within a reasonable period of time, we will provide either of the following benefits:

A replacement vehicle for up to 3 calendar days subject to availability,

or

Overnight accommodation i.e. the cost of overnight accommodation including breakfast*

• Our car breakdown cover covers your car in Northern Ireland, mainland UK and Republic of Ireland.
• Your No Claims Bonus will NOT be affected if you make a claim on your Breakdown Assistance policy.

*Mileage restrictions and T&C's apply.

An excess is a great way of reducing the cost of your insurance premium, however, claims often happen at the most inappropriate times when we don’t always have the funds in our account to cover the excess.

An Excess Insurance policy will reimburse the excess you may have paid provided the claim is more than the total policy excess at the time of the incident and is reported immediately. This is a really clever addition to your insurance.

For example, say you have an excess of €500 on your policy – if you have an accident and it costs more than this to fix, then you can claim back that €500, so you aren’t out of pocket.

What is included*?

•Only one claim can be made per period of insurance.

• Amount of claim under the Excess policy must not exceed the value of the total excess of the main policy.

*Exclusions and Terms and Conditions apply. It’s important to note that if the claim is your fault, you cannot reclaim your excess.