Life Insurance

Life assurance policies give you peace of mind that you family will be financially secure if something should happen.

Life Assurance gives you and your family financial stability resulting in ill health or death. If you have an income, own a property or have a family this type of assurance is essential cover for you.

 Our Life and Pensions team have vast experience in their field and professionally guide you through the maze of Life Cover offering you solutions that are suitable to your specific needs.

Life Assurance Quotation:

If you would like to avail of an instant Life Assurance Quotation On-line, it only takes a couple of minutes to fill out the form and we will provide you with a quote for the best value Life Assurance on the market.
What is Life Assurance?

Personal Life Cover

Life Cover is an insurance product where you agree to make a monthly payment to the insurance company in return for a lump sum payment to your family should you die.

 In most cases, you pay a monthly amount over a set time-frame (20-30 years typically) and the life company agrees to pay your family an agreed amount should you die during this time-frame. This is known as term-cover.

They can use this lump sum to pay off bills or the mortgage, and it could give them an income when they need it most. You can choose to take out life cover by itself, or as part of a broader life policy, providing other benefits such as specified illness cover

Mortgage Protection Cover

Mortgage Cover is life assurance at its most basic. It is designed to help repay your mortgage if you die or are diagnosed with one of the specified illnesses that are covered during the term of your plan. 

This type of cover is solely used to cover the liability of a mortgage and the amount of cover reduces in line with your mortgage balance. In the event of death the mortgage balance at that point in time is paid off and the policy ceases.
Typically Mortgage Protection Cover policies are assigned to your lender which in simple terms means that they are the policy owner.

Serious Illness Cover

Serious Illness or specified illness cover provides a lump sum in the event that you contract one of the illnesses covered under the plan. Serious illness cover can provide cash to allow people to pursue a less stressful lifestyle while they recover from illness, or use it for any other purpose.

 The most common illness where claims are paid out are cancer and heart attack.

For further information contact our financial services team today on 065-6841766.

Need to speak with us? 065 6841766