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At Munstergroup insurance we provide very competitive rates on Car Insurance through long established relationships with several key Insurers.  Insuring your car with us is quick and easy. Our experienced insurance advisors are efficient and professional.

We are dedicated to searching through our network of insurers to find the best cover to suit your needs at the fairest price.  Whatever your requirements we will look after you.

Car Insurance Quote

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    Choose your cover

    Choose the type of Car Insurance Cover that suits your needs.

    Fully Comprehensive

    In the event of an accident your vehicle and any damage or injury caused to third party is covered with this type of insurance.

    Third Party Fire & Theft

    Your vehicle is covered for damage caused as a result of fire or theft and cover for any injusry or damage caused to third party is provided with this type of insurance.

    Third Party Only

    Cover is provided for injury to third party and damage to their vehicle with this type of insurance.

    • keycare Cover
    • Brreakdown Assistane
    • Excess insurance

     

    Imagine the cost of replacing all your household keys and locks or even being stranded without your keys.

    With Keycare Cover there is a 90% likelihood of keys being reunited with their owner. The emergency helpline is open 24 hours a day, 365 days a year.

    Key Features and Benefits:

    • Replacement locks, keys and locksmith charges up to €1500.

    • Locksmith call out charges where keys are locked inside a vehicle or premises up to €80 (within the €1500 annual limit per registered key fob).

    • Cost of public transport or reasonable taxi fares when stranded.

    •The cost of reprogramming immobilizers and alarms.

    • €10 reward to finder courtesy of Keycare Ireland.

    • Emergency helpline 24 hour, 365 days a year.

    • No excess to pay

    • No claims discount on home and motor policies remains protected.

    *Exclusions and Terms and Conditions apply.

     

    This comes in handy if your vehicle breaks down or suffers a puncture. This cover will mean that our Breakdown partner can carry out repairs on the spot.

    What is included?

    • Roadside assistance for mechanical failure, puncture & lost or stolen keys.
    • 24 hours a day, 365 days a year emergency helpline.
    • Roadside assistance and if the recovery agent cannot fix your vehicle it will be taken to the nearest garage, other local repairer, or your home address, whichever is closer.
    • If you need to have the flat/punctured tyre repaired or replaced we will refund you €25 towards the cost of this repair or replacement upon receipt of supporting invoice.
    • In the event your vehicle suffers a breakdown incident or is involved in an accident in mainland Europe, we will refund this cost to you up to a maximum of €500 upon you supplying a receipt for same.
    • If your vehicle cannot be repaired within a reasonable period of time, we will provide either of the following benefits:

    A replacement vehicle for up to 3 calendar days subject to availability,

    or

    Overnight accommodation i.e. the cost of overnight accommodation including breakfast*

    • Our car breakdown cover covers your car in Northern Ireland, mainland UK and Republic of Ireland.
    • Your No Claims Bonus will NOT be affected if you make a claim on your Breakdown Assistance policy.

    *Mileage restrictions and T&C's apply.

     

    An excess is a great way of reducing the cost of your insurance premium, however, claims often happen at the most inappropriate times when we don’t always have the funds in our account to cover the excess.

    An Excess Insurance policy will reimburse the excess you may have paid provided the claim is more than the total policy excess at the time of the incident and is reported immediately. This is a really clever addition to your insurance.

    For example, say you have an excess of €500 on your policy – if you have an accident and it costs more than this to fix, then you can claim back that €500, so you aren’t out of pocket.

    What is included*?

    •Only one claim can be made per period of insurance.

    • Amount of claim under the Excess policy must not exceed the value of the total excess of the main policy.

    *Exclusions and Terms and Conditions apply. It’s important to note that if the claim is your fault, you cannot reclaim your excess.

    Enhance Your Cover

    Frequently asked Questions

    • 1. What information and documents do I need to get a car insurance quote?
    • 2. What should I do if my circumstances change?
    • 3. Does the make and model of my car affect my insurance premium?
    To help get you an accurate quote as quickly as possible you should have the following information and documents to hand.
    • Your Car details – Registration, Make, Model, manufacturer, the current market € value of the car and your annual mileage
    • Personal details – the address at which the car will be kept, drivers licence and any information on previous claims
    • Policy Renewal date
    • How many years, if any, you have been claims free
    Most insurance premiums are calculated based on certain specific personal circumstances therefore it is important to inform us as soon as possible if any of your circumstances change during the policy term. If you fail to notify us of changes to your circumstances that would affect your premium it could result in problems of you needto make a claim or invalidate your insurance altogether. Changes during the policy term are called Mid-term Adjustments and you need to let us know at the earliest possible opportunity if you:
    • Move House
    • Change your name
    • Switch occupations or your place of work changes
    • Change where you park overnight
    • Need to add an additional driver
    • Receive penalty points or a conviction
    • Modify your vehicle
    • Your annual mileage changes
    Some changes will have no effect while others may affect your premium.
    Yes the make and model of your car will affect your insurance premium. Several factors are taken into consideration by the insurer:
    • Make, model and year the car was manufactured
    • Safety Rating
    • Modifications to the car
    • Engine Size
    • Repair costs and availability of parts
    • Car group

    Expert Advice on all kinds of Car Insurance

    Our team of qualified insurance brokers can guide you through the insurance process to ensure that you get car insurance cover to suit your needs at the best possible price. We search the insurance market on your behalf paying careful attention to ensure that your needs are met.

    We will explain the details of your policy options in plain English and let you know about additional benefits and discounts you may be entitled to based on the information you provide to us. We can also help to boost your cover with added levels of protection and enhanced benefits.

    How to make a car insurance claim

    Should the unexpected happen and you need to make a claim you can rest assured that our team will be here to support you through the process. Our trained and qualified staff will be by your side to guide you through the process and help make it as smooth as possible.

    Need to speak with us? 065 68 41 766